But if the distinction, reputation, and industry stature of a "name" store are important to your jewelry investment, or you are looking for unique designer pieces, by all means explore those retailers who are the standard of the industry.
Whether online or on Rodeo Drive, ask for the store's refund and return policy before you buy.
And if you're stumped at where to start in the first place, ask family members, friends, co-workers and acquaintances for recommendations, especially if you spy them wearing a piece you admire. People love to receive compliments on their jewelry, and in return will be glad to tell you where they found a special piece, as it reflects on their good taste, trendy-ness, or aesthetic appreciation.
Shopping for Precious Metals
Pieces made of precious metals such as gold, silver and platinum will be marked as such.
The word gold used by itself means 24 karat gold, which is 100 percent gold with no other metals mixed in. But 24K gold is very soft and not suited to most jewelry uses.
The karat quality marking on a piece of jewelry tells you what proportion of gold is mixed with other metals.
Fourteen karat (14K) contains 14 parts gold mixed with 10 parts base metal. Common karat qualities in jewelry are 18K, 14K, and 10K.
Gold plate refers to items that are mechanically plated, electroplated, or plated by any other means with gold to a base metal. This includes gold-filled, gold overlay, rolled gold plate and gold electroplate.
Platinum is a silver-colored metal that is more expensive than gold. Items that contain 95 percent pure platinum are marked simply "platinum." Often platinum is mixed with other metals known as "platinum group metals." Pieces made this way will be marked with the percentage of pure platinum along with the percentage of platinum-group metal, such as iridium or rhodium.
To be stamped "silver" or "sterling silver," a piece must contain 92.5 percent pure silver. Often pieces will be marked simply "925."
Silver-plate has a layer of silver bonded to a base metal. Vermeil is often used in less-expensive jewelry. It is made of gold plated over a base of sterling silver.
In part two shopping for pearls and diamonds will be covered.
Contributor: Renee Brown
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